Thank you all for your advise.
I am still working on my credit and was told by a mortgage company to not bother paying off the really old bills since it would not help my credit score.
I was told to just pay off any recent ones...
I am still working on my credit and was told by a mortgage company to not bother paying off the really old bills since it would not help my credit score.
I was told to just pay off any recent ones...
There are FREE credit counseling programs run by local governments and charities. The WORST thing you can do is get involved with con artist companies claiming to clear your credit for a fee. There are no legitimate "easy" ways to clear credit. The debtor has to bite the bullet and really clean up his act.