Health Insurance - Annual health screening

gpainter

Quite Involved in Discussions
#1
Our employeer is self insured and we have an annual health screening, which is a low cost blood test and has helped identify things and save a few peoples lives. It was voluntary. Today we find out that in order to get the Health Insurance Benefit that it is mandatory that we participate in this screening. Do any of you have a plan like this and could share some of the bad and good? The Insurance company says it is legal but to me it is an awful gray area. Thanks in advance.
 
Elsmar Forum Sponsor

Jen Kirley

Quality and Auditing Expert
Staff member
Admin
#2
I've been through this with my husband's employer, and now with mine--they would charge more for those not screened, but it's not mandatory.

Whether or not it's legal might vary in your state. You could ask your state's insurance licensure board.

I hate the concept but I understand some insurers have been refusing to cover a person with a pre-existing condition, apparently without legal problems.
 

SteelMaiden

Super Moderator
Trusted Information Resource
#3
We (also self-insured) just started a screening last year. The penalty was higher costs to employees that did not take advantage of the screening and join the wellness program. The screening was free, and you are not obliged to follow any of the suggestions that came out of the screenings, but I am sure that somewhere down the line if someone comes up with some condition that might have been because we didn't follow the program there will be penalties, maybe not, who knows.

Long discussions with our nurse have taught me that there are lots of groups out there who are convincing corporations that they need to join in these programs to keep costs down. Unfortunately, a lot of occupational nurses could implement these plans at a lower cost if only they received the same "buy-in" from management. Isn't it always funny how management thinks it is better if they spend lots of money on a (sorry for this terminology coming up, I mean no disrespect to any occupation:ca: ) consultant?
 

ScottK

Not out of the crisis
Staff member
Super Moderator
#4
another way to squeeze blood from a stone from the hated insurance world.

It's like car insurance companies charging you a higher rate based on your credit score. What does your credit score have to do with driving ability? Some "statistician" somewhere created a correlation that poor credit = more accidents and tickets.
 

gpainter

Quite Involved in Discussions
#5
How was it received? We are driving this out to the floor as well and I am thinking that we will run into a lot of problems.
 

SteelMaiden

Super Moderator
Trusted Information Resource
#6
I don't know the exact percentages, but I believe our division was the highest percentage in participation...right at 100% if not there. Overall throughout the corporation I am thinking that I read that participation overall was something like 96 to 98%.
 

Wes Bucey

Prophet of Profit
#7
You should be aware this has some terrible privacy ramifications. There is currently a case working through the courts involving a subsidiary of Scott fertilizer (http://news.bostonherald.com/localRegional/view.bg?articleid=169742). They fired an employee because a urine test showed the employee had nicotine in his system from smoking. (i.e. this is similar to a drug test for illegal drugs, but for a legal drug (nicotine.)

The company makes all the usual noise about keeping insurance costs low by divesting itself of employees who have a habit (regardless of whether they smoke on job or campus or only at home or on weekends) which has a statistical correlation with increased health costs.

I can imagine the amicus [friend] briefs from obese people, folks with family history of cancer, folks who have genetic diseases, etc. or anything else that can be detected or predicted by blood tests or urine tests or DNA or other genetic testing.

The reasoning for these amicus briefs will be an echo of Rev. Niemoller - in the words of the WWII era Lutheran minister http://www.panix.com/~grvsmth/personal/docs/niemoller.html), paraphrased as when "they" come for me, there will be no one to speak up for me.

Let me suggest to each of you that this erosion of privacy will ultimately work to the detriment, not benefit, of the work force. The results will be used by either employer or insurance co. to deny benefits, not provide additional ones.
 

gpainter

Quite Involved in Discussions
#8
I know this will turn to a nightmare. What will be next take away food, coffee, beer, check for teeth brushing. Talking about obese, clinically obese is now defined as 50 LBS or more overweight. Just another ploy.
 

ScottK

Not out of the crisis
Staff member
Super Moderator
#9
Let me suggest to each of you that this erosion of privacy will ultimately work to the detriment, not benefit, of the work force. The results will be used by either employer or insurance co. to deny benefits, not provide additional ones.

:applause:
 
Thread starter Similar threads Forum Replies Date
P Health Insurance Costs Career and Occupation Discussions 3
R HIPAA (Health Insurance Portability and Accountability Act) applicability Other US Medical Device Regulations 3
J Looking for Individual Health Insurance options Career and Occupation Discussions 5
PQ Systems Audit Prep – Time for a System Health Check Using GAGEpack Software 0
Sidney Vianna Informational ISO/CD 7101 Health Care Quality Management System Standard Hospitals, Clinics & other Health Care Providers 0
Edward Reesor Impact of Health Canada Summary Reports Canada Medical Device Regulations 4
T Emailing Health Canada - response time? Canada Medical Device Regulations 3
S Submit to Health Canada with only MDSAP report? Canada Medical Device Regulations 5
T Google Fit Health datas and Medical devices Application Medical Information Technology, Medical Software and Health Informatics 2
A Should I take an online course for a career in Occupational Health and Safety? Career and Occupation Discussions 2
B Health Canada Submission Canada Medical Device Regulations 2
B Health Canada - Blood Glucose Meter Registration Canada Medical Device Regulations 0
M Guidance for health institutions on in-house manufacture and use UK Medical Device Regulations 1
M Is it Necessary to Use Health Canada Form when Reporting? Canada Medical Device Regulations 1
P NICE Health Technology Assessment in the UK UK Medical Device Regulations 0
Z NHP Health Canada Private Labelling Other ISO and International Standards and European Regulations 4
M Quality management certification required by Health Canada Canada Medical Device Regulations 3
dgrainger Informational EU medical device website change from 'Growth' to 'Health and Food Safety' (6/2020) Medical Device and FDA Regulations and Standards News 0
C New Class III medical device application for Health Canada Canada Medical Device Regulations 6
F Is there such a thing as 'Critical supplier' status under the Dept. of Health (UK)? Medical Device and FDA Regulations and Standards News 2
Marc Security in Health Industry Software - February 2020 IEC 27001 - Information Security Management Systems (ISMS) 0
M Informational US FDA paper – Epidemiological Evidence on the Adverse Health Effects Reports in Relation to Mercury from Dental Amalgam: Systematic Literature Review Medical Device and FDA Regulations and Standards News 0
M Informational US FDA CDRH’s Health of Women Program Strategic Plan Medical Device and FDA Regulations and Standards News 0
M Informational Medical Device Safety Action Plan: Protecting Patients, Promoting Public Health Medical Device and FDA Regulations and Standards News 0
dgrainger QMS for device "use" in a Health Institution? EU Medical Device Regulations 7
N Medical Device Misclassified by Health Canada Canada Medical Device Regulations 2
T Legalizing ISO 13485 certification with an US state department of health ISO 13485:2016 - Medical Device Quality Management Systems 5
Watchcat Office of In Vitro Diagnostic and Radiological Health (OIR) De novos 2018 Other US Medical Device Regulations 1
M Informational TGA – Advertising health products: Rules about safety claims in advertising Medical Device and FDA Regulations and Standards News 0
M Informational Health Canada – Drug and medical device highlights 2018: Helping you maintain and improve your health Medical Device and FDA Regulations and Standards News 1
M Informational US FDA – Digital Health Update: Mid-Year Update on Software Precertification Program Medical Device and FDA Regulations and Standards News 0
M Informational US FDA – Programmable CSF Shunts and Magnetic Field Interference with Implanted Hearing Devices – Letter to Health Care Providers Medical Device and FDA Regulations and Standards News 0
S Implementing a 45001 Health & Safety standard - Internal audit plan wanted Internal Auditing 1
M Informational US FDA – Requests for Supervisory Review of Certain Decisions Made by the Center for Devices and Radiological Health – Final Rule Medical Device and FDA Regulations and Standards News 0
M Informational Health Canada guidance document – Pre-market Requirements for Medical Device Cybersecurity Medical Device and FDA Regulations and Standards News 0
M Informational Health Canada – Mandatory reporting requirements for hospitals Medical Device and FDA Regulations and Standards News 0
M Informational Health Canada launches consultations to improve the safety of medical devices Medical Device and FDA Regulations and Standards News 0
M Informational EU MDR and IVDR Factsheet for healthcare professionals and health institutions Medical Device and FDA Regulations and Standards News 0
M Informational EU – Employment, Social Policy, Health and Consumer Affairs Council Public session (Health) – AOB – medical devices Implementation of the regulation o Medical Device and FDA Regulations and Standards News 0
M Informational US – National Evaluation System for Health Technology Coordinating Center (NESTcc) Solicits Public Comments for Data Quality and Methods Frameworks Medical Device and FDA Regulations and Standards News 0
M Informational Health Canada – Notice: Revisions to the Guidance Document: Management of Applications for Medical Device Licences Medical Device and FDA Regulations and Standards News 0
M Informational USFDA – Digital Health Update: The FDA Announces an Opportunity for Test Case Volunteers for the Test Plan for the Software Precertification Program Medical Device and FDA Regulations and Standards News 0
L Medical Device Accessory - Health Canada guidance / definition on what an accessory is Canada Medical Device Regulations 3
M Informational Health Canada – Fees for Drugs and Medical Devices Medical Device and FDA Regulations and Standards News 0
M Informational Health Canada – Guidance Document: Supporting Evidence for Implantable Medical Devices Manufactured by 3D Printing Medical Device and FDA Regulations and Standards News 0
M Informational US FDA – Reorganization of The Center for Devices and Radiological Health Medical Device and FDA Regulations and Standards News 0
M Informational Commission Regulation (EU) 2019/319 of 6 February 2019 amending previous regulations as regards health certification at import into the Union concerni Medical Device and FDA Regulations and Standards News 0
M Informational Health Canada advises Allergan of its intent to suspend its licences for Biocell breast implants as a precautionary measure Medical Device and FDA Regulations and Standards News 0
M Different websites for different markets - FDA, Health Canada or other requirements Medical Information Technology, Medical Software and Health Informatics 4
M Informational USFDA – Radiological Health Regulations; Amendments to Records and Reports for Radiation Emitting Electronic Products; Amendments to Performance Stand Medical Device and FDA Regulations and Standards News 0

Similar threads

Top Bottom