There is some history here.
Many (many) years ago the first ECG devices used to be non-isolated, and they grounded the patient directly through the ECG electrode.
It was known back then that the probability of death from an electric shock depended on the impedance of the return path. For example, a person touching bare 230V and also standing on a wet cement floor was at much greater risk than a person standing on a carpet with normal shoes. So, imagine a patient in hospital, lying in bed with an ECG connected, leans across to adjust the arial on the TV and gets a full electric shock: if the ECG grounds him, he will likely die; if the ECG is floating then it is likely he will survive, just a bit shaken.
From this they supposed that it's better not to ground the patient directly, and started to have an isolated (floating) circuit for ECG.
This later got adopted as a general concept to have "floating" applied parts. A floating applied part provided protection against a hypothetical situation of the patient being raised to mains voltage (from a double fault in another device).
The 1977 edition then introduced the first requirements, testing this isolation by applying a mains voltage on the applied part and measuring the amount of leakage into the device.
The 1988 edition then added on the full isolation requirements for basic insulation (leakage current test, 2.5/4mm clearance/creepage, 1.5kV isolation).
In principle, the designer of the main device will be responsible to choose the classification (B, BF, CF) and then ensure compliance. Some particular standards also specify a minimum classification, and if there is an electrode type contact, at least BF will be required for 3rd edition.
In many cases, the Type BF insulation will be built into a detachable probe, such as a temperature probe, which is manufactured by another company.
In such as case, although the final responsibility is the manufacturer of the main device, it makes sense to design the temp probe insulation to meet the Type BF requirements in the standard, e.g. a 1.5kVac immersion test, including after sterilization or disinfection as per normal use. You can also declare this in the specifications of your device.
This approach means the main device manufacturer can use your probe and know that Type BF requirements are met.